45 million people are without access to affordable credit. 16 million people don’t have access to bank accounts.
1 in 4 families turn to fringe financial services for their daily needs.
Being invisible costs more. Payday lenders charge 391% to 521% interest for payday loans.
Low-income communities are full of resilience and wisdom. When you start with respect and appreciation, you can transform informal practices into financial power.
We make it easier to navigate the financial marketplace by designing programs that transform everyday financial practices into savings and credit building opportunities.
We leverage user-centered design principles and technology to expand our programs nationwide. We host a network of trusted nonprofits across the country.
