الكاتب: Tara Robinson

هنا للمساعدة: الرد على أمر محكمة DACA الأخير

A third federal judge has issued a new DACA ruling. While the first two injunctions re-opened the program for the foreseeable future, this order is the first time since September 5, 2017 that there’s been a glimmer of hope that the Department of Homeland Security could be ordered to resume taking new DACA applications – and not just accept renewals. This opens up new opportunities for eligible Dreamers who are struggling to make ends meet without a work permit and are in fear of their safety and stability. With no viable Dream Act making its way through congress, the current DACA program is one of the only rays of light.

Within 90 days – per the court order – we should know more from DHS and the courts about what will come to pass. But instead of just waiting, we are taking action to help more people adjust their immigration status as soon as they can. With rising ICE raids, toxic stress and fear rampant in immigrant families from so many heartbreaking cases of families being torn apart, we must do what we can to help right now.

This is how we resist: with new and expanded programs that meet the urgent needs of our communities. This is our way of saying: We are here. We are ready. Here’s an infographic that’s easy to share:

To recap:

  • DACA renewals continue to be accepted. If you are able to renew, we recommend doing it as soon as possible. If you need financial assistance, we’re here to help.
  • No new DACA applications are being accepted (but stay tuned – we will know more in the next 1-3 months).
  • You might be eligible for other ways to adjust your immigration status. We recommend connecting with an attorney through Immi.org to see if you might be eligible for legal permanent residence or other programs.

 

What we’re doing about it:

  • Offering 0% interest loans for DACA, TPS, Green Cards, Citizenship & more to California residents. يتعلم أكثر.
  • Providing fee assistance & referrals to people facing extreme economic hardship. Contact us for more info.
  • Hosting trainings on starting your own business (a viable way to have a job if you don’t have a work permit). Sign up now.

 

How you can help:

  • Share the knowledge: Encourage family and friends to renew their DACA now or start preparing now in case DHS starts accepting new applications in the next few months.
  • Stand with Immigrants! Help us keep these programs going by donating or encouraging your friends and family to donate. Start a fundraiser with your friends or join a team of fundraisers and send a message to the world that you stand with immigrants!


 

بيان صحفي: 5000+ منحة تجديد DACA متاحة الآن

اتصال وسائل الإعلام:
(888) 274-4808 × 206
[email protected]

صندوق $2،500،000 + لمساعدة الحالمين على تجديد DACA بحلول 5 أكتوبر

سان فرانسيسكو ، كاليفورنيا - 22 سبتمبر 2017 - أعلنت شركة Mission Asset Fund (MAF) اليوم أنها قد تجاوزت هدفها الأصلي لجمع التبرعات وستتمكن الآن من تقديم منح دراسية تبلغ $2.500.000 إلى أكثر من 5000 حالمين لدفع تكاليف تجديد DACA بحلول الموعد النهائي في 5 أكتوبر.

في وقت مبكر من هذا الشهر ، أعلنت إدارة ترامب أن برنامج العمل المؤجل للقادمين من الأطفال (DACA) على وشك الانتهاء. لقد وفرت DACA الأمن والسلامة وسبل العيش لنحو 800000 شاب معروفين باسم "الحالمون". من بين 154000 حالمين مؤهلين لتجديد تصاريح DACA الخاصة بهم قبل انتهاء البرنامج في غضون ستة أشهر ، سيتمكن معظمهم من تغطية تكاليف التقديم بأنفسهم. بالنسبة لأولئك الحالمين المؤهلين للتجديد ولكن لا يمكنهم تحمل رسوم التقديم $495 ، تتدخل MAF في حل متاح الآن على الصعيد الوطني: المنح الدراسية لمساعدة الحالمين على تجديد حالة DACA الخاصة بهم (LC4DACA.org).

من الآن وحتى الموعد النهائي في 5 أكتوبر ، ستوفر MAF أكثر من 5000 حالمين بمنح دراسية من $495 لتجديد تصريح DACA الخاص بهم. تم بالفعل إصدار أكثر من 3،000 منحة دراسية في جميع أنحاء الولايات المتحدة لمتلقي DACA من خلال هذا الصندوق. نحث الحالمين على عدم التأخير - يعد إرسال طلباتهم قبل الموعد النهائي في 5 أكتوبر أمرًا بالغ الأهمية - الحصول على منحة دراسية في غضون 48 ساعة في LC4DACA.org. يأتي رأس المال لتمويل هذه المنح الدراسية من صندوق تجديد DACA ، الذي تم إطلاقه في وقت سابق من هذا الشهر بدعم متزايد من المجتمع الخيري.

يقول خوسيه كوينونيز ، الرئيس التنفيذي لشركة MAF وزميل MacArthur "Genius" لعام 2016: "شعرنا بالصدمة والرعب عندما علمنا أن الرئيس ترامب أنهى DACA". وأضاف: "لقد انطلقنا إلى العمل بمجرد أن رأينا نافذة صغيرة من الفرص لمساعدة الآلاف من الحالمين على تجديد وضعهم الوقائي. لقد حان الوقت لمساعدة هؤلاء الشباب ".

متلقي DACA مع تصريح ينتهي من الآن وحتى 5 مارس في جميع أنحاء البلاد مؤهلون لتلقي المنح الدراسية. نظرًا لأن الوقت جوهري ، ستتم معالجة هذه المنحة عبر الإنترنت في غضون يوم واحد ، مع توفر الشيكات في نفس اليوم في سان فرانسيسكو وعن طريق البريد الليلي في أجزاء أخرى من البلاد.

تتمتع MAF بتاريخ طويل من العمل مع Dreamers وساعد المئات في دفع رسوم تطبيق DACA باستخدام قرض فائدة 0%. هذه المبادرة - التي تقدم منحًا دراسية في غضون 24-48 ساعة للحالمين - تبني على هذا السجل الحافل بالنجاح. يتم تشجيع متلقي DACA مع تصاريح منتهية الصلاحية على الزيارة LC4DACA.org وتطبيقه على الفور.

من بين الداعمين الخيريين لهذا الصندوق: مؤسسة Weingart ، و California Endowment ، و James Irvine Foundation ، و Marin Community Foundation ، و Klarman Family Foundation ، و The Crankstart Foundation ، و Chavez Family Foundation ، و San Francisco Foundation ، و Department of OCEIA in SF ، ومن سخاء المانحين الأفراد في جميع أنحاء البلاد.

حول ماف

مإصدار صندوق الأصول (MAF) هي منظمة غير ربحية 501c3 في مهمة لبناء سوق مالي عادل للجميع. استخدم أكثر من 7000 شخص في جميع أنحاء البلاد برامج الخدمات المالية الحائزة على جوائز من MAF لزيادة درجات الائتمان ، وسداد الديون ، والادخار لأهداف مهمة مثل أن تصبح مالكًا لمنزل أو طالبًا أو مواطنًا أمريكيًا. تدير MAF حاليًا شبكة وطنية تزيد عن 50 Lending Circles مزودي في 17 ولاية وواشنطن العاصمة

الجنسية لسكان نيويورك


The $725 application fee is keeping one million New Yorkers from becoming citizens.

Building a wall, the Muslim and refugee ban, sanctuary cities, an uncertain future for DREAMers: under the current administration, immigrants from all walks of life are under attack.

In February, الإذاعة الوطنية العامة reported that even green card holders are afraid; they’re now applying for citizenship at unprecedented rates.

That’s because citizenship offers protection and security.

America has a long history of welcoming people from all over the world. During the last decade, the U.S. added more than 6.6 million citizens into the fabric of our nation, with 730,000 in 2015 alone. But there are many people eligible for citizenship who don’t apply.

One of the biggest barriers? Cost.

Lending Circles can pave the way to opportunity.

In the 2017 State of the State Book, Governor Cuomo makes a commitment to protect the safety, security, and dignity of immigrants. In just a few months, nonprofits in New York State will be able to offer Lending Circles loans to people who can’t afford to become citizens or lack access to financial products.

Why is this work critical?

  • Because immigrants represent one out of five New Yorkers and contribute significantly to the state’s economy as business owners, workers, consumers, and taxpayers.
  • Nearly one million New Yorkers are eligible to become U.S. citizens, but many are unable to do so because they cannot afford the $725 application fee.
  • While some qualify for fee waivers, this cost barrier stands between 158,000 New Yorkers and citizenship.
  • MAF is proud to join forces with the good people of the State of New York to pave the way to financial security for New Yorkers through 0% interest loans.

Want to help?

  • Get informed. Check out the State of the State book (page 172).
  • Get invested. Any new expansion or effort requires new support. Help us build our Lending Circles community in New York!

Curious about our NY partners?

الفائزون بجوائز Super-Partner لعام 2016


These fabulous #LCHeroes took home prizes at the Lending Circles Summit

When MAF was founded in the Mission District of San Francisco in 2007, the vision was always to grow. MAF’s leadership and supporters saw the potential of taking Lending Circles to communities across the country, to make affordable, safe loans and credit-building opportunities available to as many people as possible.

And oh, how we’ve grown! Since 2007, MAF has grown into a national network of over 50 Lending Circles مزودي in 17 states (and Washington, D.C.) across the country.

ال قمة Lending Circles that took place in October was an opportunity to learn, to share strategies, and, of course, to celebrate. And celebrate we did. Lunchtime on the second day of the Summit was a formal affair: Elena and Mohan, Directors of Partners & Programs, gave out 12 awards to exceptional Lending Circles partners. The prizes: custom-made action figures.

Here are the winners.


The Squad Award: For outstanding commitment to PAC

Some squads are legendary, like The Teenage Mutant Ninja Turtles. The Squad Award goes to the 7 outstanding members of MAF’s newly formed Partner Advisory Council (PAC) who have pooled their talents and strengths to form an unbeatable squad.

Jorge Blandón (FII), Leisa Boswell (SF LGBT Center), Madeline Cruz (The Resurrection Project), Rob Lajoie (Peninsula Family Services), Gricelda Montes (El Centro De La Raza), Judy Elling Przybilla (Southwest Minnesota Housing Partnership)  & Alejandro Valenzuela Jr. (CLUES)

The Little Giant Award: For creating huge results with a small team

This partner has proven that big things can come in small packages. This award goes to a partner with a small staff that has worked together exceptionally well to create big results.

Center for Changing Lives (Chicago, IL)

The Wacky Races Award: For creating a culture of fun and humor

This is a partner that understands that the prescription for vibrant relationships is a good laugh. From movie nights to scavenger hunts, this organization remembers to keep it fun. We recognize this partner for cultivating a meaningful culture with roots in humor.

Game Theory Academy (Oakland, CA)

The Batman Award: For soaring high with a 0% default rate

One of the most known and recognized, this partner continues to “spread its wings” with Lending Circles and soar very high with a 0% default rate and over $125k in loan volume.

Fremont Family Resource Center (Fremont, CA)

The Force Awakens Award: For being a force to reckon with

This partner is newer on the scene, but has already proven itself as an adept user of The Force like Finn and Rey. They advocate for their community, ask great questions, and continue taking on new challenges in the spirit of serving their clients.

Hacienda CDC (Portland, OR)

The Thor Award: For demonstrating enduring strength

This provider has flexed its Lending Circles muscles by running three different programs: Lending Circles, Lending Circles for Citizenship, and Lending Circles for Deferred Action.

Mexican American Opportunity Foundation (MAOF) (Los Angeles, CA)

The Wonder Woman Award: For exceptional support for women

This heroic provider works with many immigrant women who are establishing economic independence in the US for the first time.

Chinese Community Center (Houston, TX)

The Falcon Award: For elevating the conversation

The Falcon Award goes to a Lending Circles provider that really knows how to speak up and “Tweet!” This award goes to an organization who is actively sharing creative, informative (and bilingual!) content, both about their programs & about relevant news and current events.

Latino Economic Development Center (LEDC) (Washington, D.C.)

The Flash Award: For remarkable implementation speed

This relatively new provider has hit the ground running so fast that if you blink, you might miss them! They formed four Lending Circles within their first five months. We’re blown away by this world record for speed and excited to see what more is in store.

Korean Youth + Community Center (Los Angeles, CA)

The Spiderman Award: For casting extensive webs of support

This “friendly, neighborhood” superhero uses all tools at their disposal – social media, press opportunities, referrals, and creative events like Lending Circles brunches – to cast extensive webs of relationships. They even describe Lending Circles outreach as “a breeze”!

The Resurrection Project (Chicago, IL)

The Yoda Award: For sharing a wealth of wisdom

This learned and wise partner was one of the first to join the Lending Circles network. Since then, they’ve amassed a wealth of knowledge. But what’s even more amazing is how generous they are with their expertise. Just like Yoda, they are a mentor and coach, and they spread their wisdom across the galaxy.

The San Francisco LGBT Community Center (San Francisco, CA)

The Iron Man Award: For leveraging technology for good

Check out this tech-savvy superhero! They’ve really figured out how to combine technology and social justice. In addition to offering Lending Circles, this organization regularly partners with FinTech startups to offer their community members new apps to meet their clients where they are and help them reach their financial goals.

Catalyst Miami (Miami, FL)

Congratulations, #LCHeroes!

قمة LC 16: أفضل 16 لحظة


16 reasons why you can’t miss the next Lending Circles Summit

Call me biased, but here are 16 reasons why the LC Summit was not only beautiful but hands-down one of the most exciting conferences of 2016:

1. This amazingly smart team built a prototype of a “Document Drone” to make sure that forgetting your bank statement at home wouldn’t cause unnecessary delays for hardworking clients at the Go Go Gadget Arm: Build an App with Design Thinking Workshop hosted by Catapult Design.

2. You gotta love this high-flying #LCHero sneakily enlisting the help of her friend to make her cape fly! First glance at this, and I didn’t even realize there was a hand there.

3. When the Yoda Award (for “Sharing a Wealth of Wisdom”) was awarded to the SF LGBT Center. Yes! Leisa Boswell said it best at the opening night reception: “The LGBT community has always been one of chosen family. We have had to take care of each other when our given families would not. Communities take care of their own.” Speak, Leisa, Speak.

4. When we realized that Pedro Diaz from The Resurrection Project is in fact a doppelganger of جوستافو, a famous DREAMer client who used Lending Circles to apply for DACA. Even Pedro agreed. He was all like “yeah – I can totally see it.”

5. Hearing Fred Wherry speak is like food for your brain and your soul. He said “When we hear but don’t listen, we risk obstructing justice rather than advancing it.”

6. When Holly Minch from Lightbox Collaborative was literally jumping during her True Heroes: Engaging Clients in a Digital Age panel. This woman loves a good GAME Plan! There’s nothing like that kind of energy.

7. When you got to demo the Lending Circles App! Right? You might have been confused – was this a nonprofit or tech conference? Sidenote: We also got to hear Santos (his lovely mug is in the App banner) speak on the How to be a Hero of Your Own Story panel, and be upfront about how his mom made him do Lending Circles. Listen to your mother, folks.

8. When Mohan enthusiastically wore the “predatory lender shark hat” at the MAFterParty. It was weird. It was funny. But it also made for a very fun raffle experience. Here he is with Rob Lajoie from Peninsula Family Services winning the raffle to see a show at BATS Improv.

9. عندما Lords of Print set up their screen printing station for t-shirts. It was seriously like watching Bumblebee transform back into a car.

10. José’s keynote address included an unexpected twist: he led the group in a brief guided meditation to launch us into the conference with open hearts and minds.

11. Oh the Pins, oh the Flair! Amazing superhero pins designed by راؤول باريرا took off. Attendees won them for collecting business cards, speaking up and asking interesting questions, playing games, and completing challenges.

12. When Isabel from El Buen Comer shared tasty delights and an amazing story about food, family and love. Foodie tip: She has arguably the best Chilaquiles Verdes in all of SF.

13. Lending-Circles Fueled Chocolate Tres-Leches Cupcakes? Yes please. Missed out on this action? You can visit Elvia at La Luna Cupcakes in Crocker Galleria in SF.

14. #FutureisFemale all-woman panel Using Tech for Good at the Federal Reserve featured dynamos Mae Watson Grote, Megan McTiernan, Alexandra Bernadotte and Karina Moreno. Go, ladies!

15. When Judy from Fremont Family Resource Center responded responded to the question “Why is the lending circle program important to you?” with “It works!” Simple, yet persuasive.

16. When we saw six lightening fast tech demos in The Flash: ‘Super Speed’ Demos Showcasing Tech for Good workshop – from saving with EARN, coaching with Beyond 12, fighting payday lenders with Nerdwallet (pictured below), getting organized with Box.org, fundraising for good with Classy, and even using SMS to send a billion messages for good with Twilio.

Ready for the next one in 2018!?

عين José Quiñonez زميلًا في MacArthur لعام 2016


يخرج برنامج Lending Circles البصري المجتمعات ذات الدخل المنخفض من الظل.

أعلنت اليوم مؤسسة ماك آرثر فئة زملاء ماك آرثر لهذا العام. من بين القائمة المختصرة للفائزين المحترمين خوسيه كوينونيز ، المؤسس والرئيس التنفيذي لشركة Mission Asset Fund (MAF). وقد تم تغطية هذا الإعلان من قبل وسائل الإعلام بما في ذلك نيويورك تايمز، ال واشنطن بوست، و لوس انجليس تايمز.

ال زمالة ماك آرثر، التي يشار إليها غالبًا باسم "المنحة العبقرية" ، تعترف بأولئك الذين لديهم إبداع استثنائي ، وسجل حافل بالإنجازات ، وإمكانية تقديم مساهمات كبيرة في المستقبل. يتلقى كل زميل راتبًا قدره $625،000 بدون قيود لدعم سعي الحائزين على الجوائز لتحقيق رؤاهم الإبداعية. منذ عام 1981 ، تم تسمية أقل من 1000 شخص بـ MacArthur Fellows. يتم اختيار الزملاء من خلال عملية صارمة شملت الآلاف من المرشحين والمقيمين والمختارين الخبراء والمجهولين على مر السنين. شمل الزملاء السابقون أفرادًا بارزين مثل هنري لويس جيتس جونيور وأليسون بيشديل وتا نهيسي كوتس.

"هذه الجائزة هي شرف كبير يعترف ببراعة الأشخاص الذين يعيشون في الظل ، والذين يجتمعون لمساعدة بعضهم البعض على البقاء والازدهار في الحياة. ترفع الجائزة ما هو صحيح وجيد في حياة الناس - الثقة والالتزام المتبادلين لبعضهم البعض "، كما يقول كوينونيز.

بحسب المؤسسة:

José A. Quiñonez هو مبتكر في مجال الخدمات المالية يخلق مسارًا لتعميم الخدمات المالية والائتمان غير الافتراسي للأفراد الذين لديهم وصول مالي محدود أو معدوم. هناك عدد غير متناسب من الأسر المعيشية من الأقليات والمهاجرين وذوي الدخل المنخفض غير مرئيين للبنوك ومؤسسات الائتمان ، مما يعني أنه ليس لديهم حسابات جارية أو توفير (غير متعامل مع البنوك) ، أو يستخدمون الخدمات المالية غير المصرفية (التي تعاني من نقص البنوك) بشكل متكرر ، أو يفتقرون إلى تقرير ائتماني مع وكالة وطنية لإعداد التقارير الائتمانية. بدون حسابات بنكية أو سجل ائتماني ، يكاد يكون من المستحيل الحصول على قروض آمنة للسيارات والمنازل والشركات أو استئجار شقة.

يساعد Quiñonez الأفراد على التغلب على هذه التحديات من خلال ربط جمعيات الائتمان الدورية أو دوائر الإقراض ، وهي ممارسة ثقافية تقليدية من أمريكا اللاتينية وآسيا وأفريقيا ، بالقطاع المالي الرسمي. دوائر الإقراض هي عادة ترتيبات غير رسمية للأفراد الذين يقومون بتجميع مواردهم وتوزيع القروض على بعضهم البعض. من خلال Mission Asset Fund (MAF) ، أنشأت Quiñonez آلية للإبلاغ عن سداد الأفراد للقروض الصغيرة بدون فائدة إلى مكاتب الائتمان والمؤسسات المالية الأخرى. المشاركون في MAF قادرون على إنشاء سجل ائتماني والوصول إلى بطاقات الائتمان والقروض المصرفية وغيرها من الخدمات ، ودوائر الإقراض التي تركز على الشباب تزود الأفراد برسوم للإجراء المؤجل لطلبات الوصول للطفولة والودائع الأمنية للشقق (التي يحتاجها بشكل خاص شيخوخة الشباب خارج الرعاية البديلة). يُطلب من جميع المشاركين إكمال فصل تدريب مالي ويتم تزويدهم بالتدريب المالي ودعم الأقران. منذ إنشاء دوائر الإقراض في عام 2008 ، زادت درجات ائتمان المشاركين ، بشكل جماعي ، بمتوسط 168 نقطة.

أنشأ Quiñonez شبكة من الشراكات مع صناعة الخدمات المالية لتمكين المنظمات الأخرى من تكرار نهجه. مع قيام Quiñonez و MAF بتوفير التكنولوجيا اللازمة لتفريق وتتبع القروض (عقبة كبيرة للعديد من المنظمات غير الربحية) والمساعدة في تأمين الشركاء والمستثمرين المحليين ، يستخدم 53 مقدمًا غير ربحي في 17 ولاية ومقاطعة كولومبيا هذا النموذج القوي في مجتمعاتهم. . توفر القيادة الحكيمة لـ Quiñonez للأسر ذات الدخل المنخفض والأقليات وسائل لتأمين الائتمان الآمن ، والمشاركة بشكل كامل في الاقتصاد الأمريكي ، والحصول على الأمن المالي.

فيليسيدادس ، خوسيه!

البناء بشكل أفضل: التقرير السنوي لعام 2015


ألق نظرة على ما ساعدت في بنائه في عام 2015 - واحصل على نظرة سريعة على الخطوة التالية!

التقرير السنوي 2015 ماف بناء أفضل يروي قصة ما هو ممكن عندما نتحدى أنفسنا باستمرار لبناء شراكات أفضل وتكنولوجيا أفضل وبرامج أفضل.

في عام 2015 ، نحن فخورون ببناء شبكة متنوعة من 53 منظمة غير ربحية في 17 ولاية وفي العاصمة

مع شركاء جدد ، قمنا بتوسيع مراكزنا في منطقة الخليج ولوس أنجلوس والشمال الغربي. ويسعدنا الاحتفال بأكثر من مليون $5 في قروض اجتماعية بدون فوائد تساعد الآلاف من الطلاب وأولياء الأمور ورجال الأعمال المجتهدين في بناء مستقبل مالي أكثر إشراقًا.

هذا يعني أن صاحب مشروع مثل ساندرا يمكن أن تحصل على قرض تجاري بدون فائدة لتنمية مخزونها والوصول إلى عملاء جدد - كل ذلك أثناء بناء رصيدها. وطالب جامعي مثل كيمبرلي يمكنها تأمين الإجراء المؤجل للوصول إلى المساعدة المالية والالتحاق بمدرسة أحلامها.

نحن لم نفعل هذا بمفردنا.

بفضل الممولين والمانحين ومجلس الإدارة والعملاء لدينا في جميع أنحاء الولايات المتحدة ، نعمل معًا على بناء حلول أفضل لإطلاق الإمكانات الاقتصادية الكاملة للمجتمعات التي تعيش في الظل المالي. شكرا لكم على البناء معنا لجعل ذلك ممكنا.

لم يكن بإمكاننا إنشاء هذا التقرير بدون دعم مكثف من دان ماسي من Google وبيلي روه من شركة Opendoor ، اللذين تطوعا بسخاء بوقتهما ومواهبهما لبناء تقرير سنوي أفضل من أي وقت مضى لنا.

تعرف على ما هو جديد لـ MAF في عام 2016 من خلال الاطلاع على تقريرنا السنوي هنا!

من تسأل هو المهم


A conversation with a founding member paints a picture of what a new member-driven council will contribute to the Lending Circles program.

It’s about keeping it real. As we grow and evolve, we know that engaging real people will be key to gathering feedback that improves and informs programs and products. With this in mind, we set out to form our very first Member Advisory Council (MAC) earlier this year.

The goal? To encourage dialogue among clients who use our programs and take a closer look at their experiences. The Member Advisory Council will provide advice on new programs, the client experience, and will help shape our strategic goals.

Last month the Member Advisory Council, made up of 8 of our clients (a.k.a. members) representing the diversity of our community met for the first time. We sat down to get to know one of those members, Santos, and to hear what MAC means to him.

Tell us a little bit about yourself:

I grew up in the heart of District 9, most commonly known as “La Mission”, at 26th and Valencia Streets, where the intersections saw me grow and become who I am now. Growing up in La Mission, it gave me perspectives that you don’t get to see or experience in other Districts in San Francisco. La Mission is full of cultures from every corner of the world. We have locals that are very outspoken, that are not afraid to speak against injustice.

What do you do for a living?

Growing up with some of the La Mission ideals, I wanted to do something for my community, something that could teach – or how we say it here in the Bay, “Speak some game” – to the younger generations. So I started working for the Bay Area Urban Debate League. As the regional coordinator for San Francisco, I am in charge of all the programs that the League has here in San Francisco. I work primarily with the High Schools such as Mission High School, Wallenberg High School, Downtown High School, June Jordan School for Equity, and Ida B. Wells High School.

Why did you join the Lending Circles program?

I joined a Lending Circle because my mother thought it would be a good way to start generating some credit. At first I was skeptical. I knew what a Tanda was but those were sometimes sketchy and didn’t always work out. Fast forward to 2016 and I have done 3 or 4 Lending Circles.

One of the things that I enjoy the most about the Lending Circles is the finance class you have to take. It is a requirement to take the class every time you join a Lending Circle. The constant reinforcement of financial education is key. I’ve learned so much from that constant reminder. I’m constantly trying to get people to join the program. I usually just show them the website and tell them a bit of my story.

What was your reaction when you learned about MAC?

When I got the call, I didn’t know how to react. I happened to be on the roof of my building when I got the call. The call came in as a breeze of air, it was like deja vu. When I spoke to Karla about becoming part of the first group of MAC members, it was a no brainer and I immediately said yes.

What part of MAC is most exciting to you?

One of the things that Is really interesting to me is that you get to represent a community. You get to speak for the people that cannot be heard. That’s a power that not everyone gets to feel. The decisions that MAC members will make, will affect the community and that’s what’s really got my attention.

The fact that I get to experience and be a direct decision maker for the community is beyond my dreams. With the help of the seven other members we can make our community better. The first generation of MAC members will set the standards for the next generation and so on we will build a group that prioritizes the community.

MAC’s next meeting is scheduled for August 3rd where the group looks forward to discussing their goals for the coming year.

القادة المتحمسون وخبراء المنتجات: تعرف على أعضاء مجلس الإدارة الجدد


Introducing MAF’s new board members: Dave Krimm, Salvador Torres & Stephan Waldstrom

Earlier this year, MAF had the pleasure of welcoming three new members to our Board of Directors. Read on to find out who they are, where they’re from, and what inspired them to join the board — from the cutting-edge technology driving Lending Circles to our innovative model for building financial capability.

Meet Dave

ديف كريم is a seasoned financial services professional, with a passion for the “positive impact of microlending: the difference that a small loan can make in an individual’s or a family’s success.” His experience working as a financial product development consultant and leading fundraising and marketing at the San Francisco Foundation make the MAF Board a perfect match for Dave.

Dave is no stranger to nonprofit boards.

Most recently he served as Chair of the Opportunity Fund Board in San Jose, California, where he helped oversee an exciting period of growth for the organization. Now, he’s eager to bring his talents to a nonprofit rooted in his home of San Francisco. When asked what he’s most excited about in his new role, Dave shared that, “I’m looking forward to strengthening MAF’s ‘support team’ on the Board, to match the broadening impact of MAF’s programs locally and the expansion of our nationwide network.”

Meet Salvador

سلفادور توريس is well acquainted with the informal lending and borrowing that happens on the margins, and he’s eager to uplift MAF’s work making the invisible, visible. Salvador shared that, “My family members have used lending circles to share resources, but they rarely went beyond close family ties and didn’t help build credit. Now with MAF’s Lending Circle products and partners, people around country are able to access capital and build the credit necessary to transition into the financial mainstream.”

He knows just how crucial financial health is for building strong, resilient communities.

Salvador spends his days working in Washington, D.C., as an investment banker and consultant at Penserra and 32Advisors, where he helps companies build growth strategies. He’s also served as an Advisory Board Member of the Posse Foundation, a college access organization, where he saw firsthand how close-knit social circles — “posses” — could transform the lives of students and their communities.

Meet Stephan

ستيفان فالدستروم hails from Belgium (via Denmark), and is the Director of Risk and Product Development at RPX Corporation, a risk management company based in San Francisco.

Stephan is passionate about all things product development.

And he’s ready to use that passion to give back to his community. Stephan believes that “MAF has found a simple yet powerful model that can significantly improve the financial security of its members and potentially countless people across the U.S.” A product guru at heart, Stephan is excited to get his hands dirty helping MAF develop the first-ever Lending Circles mobile app, a new tool that will connect clients with on-demand loan information. In addition to his Board seat, Stephan is lending his expertise as a member of MAF’s Technology Advisory Council — which helps guide the design of the technology that powers MAF’s programs.

We’re happy to welcome Dave, Salvador, and Stephan to MAF’s board.

And we’re grateful to them for sharing their collective skills and talents to as we chart new courses — from the mobile app, to our Lending Circles Summit, to new research shaping our understanding of financial health. Adelante!

MISSION ASSET FUND هو منظمة 501C3

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