Boost your business while building your credit


Get a 0% interest microloan to start, run, or grow your business.

  • GET A 0% INTEREST MICROLOAN (UP TO $2,500) TO COVER ANY BUSINESS EXPENSES

  • MAKE LOW MONTHLY PAYMENTS

  • BUILD YOUR CREDIT HISTORY

  • ACCESS ONLINE FINANCIAL EDUCATION

  • AVAILABLE IN CALIFORNIA ONLY

Give your business a boost

MAF’s Business Microloans are designed to support small business owners and entrepreneurs in California. With this zero-interest $2,500 microloan, you can cover any business-related costs while establishing or building credit.

DEVELOP YOUR BUSINESS IDEA

LAUNCH YOUR BUSINESS

GROW YOUR BUSINESS

Have questions or concerns about your business? Talk to MAF’s Business Coach by scheduling a FREE online appointment today!

MAF’s business loan supported me when I needed it the most. I invested by purchasing merchandise. With the sales I made, I was able to collect enough capital and pay down my van faster.”

Sofia, San Francisco, CA

Business Microloan Program

STEP BY STEP

1. GET BUSINESS COACHING

Whether you need business advice, resources, or support creating a plan, we strongly encourage you to talk to MAF’s Business Coach before enrolling in the program.

2. APPLY FOR A MICROLOAN

Fill out a simple online application for MAF’s Business Microloan. Complete all program requirements, including free online financial education courses.

3. BOOST BUSINESS

Get your microloan approved and deposited directly into your bank account. Use the funds for any business expenses and make monthly payments on time to build your credit!



Are you ready to join?

Answer the following questions to see if you qualify for the program.

Bay Ren PreApp

?

You must be 18 or older in order to formalize a loan with MAF. If you are under 18 and want to benefit from this program, your parent or legal guardian could consider taking out the loan for your benefit instead.

I am 18 years or older

  • NO
  • YES

1/7

Back

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This program is only available for California residents.

I live in California

  • NO
  • YES

2/7

Back

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For convenience and safety, we use electronic payments to send and receive money from your checking account. We ask you for proof of a checking account, like a bank statement or a voided check, to set up the automatic payments.

I have a checking account in my name

  • NO
  • YES

3/7

Back

?

We need to verify your identity to issue a loan to you. We accept federal, local and foreign-issued IDs as long as they are current - and not expired.

I have a current driver's license, state ID, or other government-issued photo ID

  • NO
  • YES

4/7

Back

?

We request your social security number (SSN) or your Individual Tax Identification Number (ITIN) to verify your identity.

I have a Social Security Number (SSN) or Individual Tax Identification Number (ITIN)

  • NO
  • YES

5/7

Back

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As a nonprofit committed to your success, we want to ensure that this loan is right for you. We verify your income by reviewing your pay stubs or bank statements to ensure that you are able to make monthly payments. If you do not earn an income yourself, we can rely on income from a member of your household.

I, or someone in my household, earns an income

  • NO
  • YES

6/7

Back

?

We ask about your debt to get a better picture of your financial life. If it is already a stretch for you to meet your monthly debt obligations, our program may not be the best fit for you.

My monthly debt payments are less than half of my household's monthly income

  • NO
  • YES

7/7

Congratulations!

you qualify for this program

Back

Unfortunately, It appears you may not qualify due to the following responses:






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