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Here’s how people without bank accounts can build their credit

dribbble_vox_teaser“Let’s say your bank disappeared tomorrow, and with it all of your credit cards and accounts. How would you save money or get a loan? There’s the proverbial practice of stowing your money under your mattress. Or you could beg a parent or sibling for a loan so you could make your next rent payment.”

by: Danielle Kurtzleben


Citi opens tech-packed San Francisco flagship branch

Untitled-1“Citibank today celebrated the opening of its latest flagship branch in the heart of San Francisco. The 6,400-square-foot branch, located at the corner of Post and Kearny Streets in the city’s financial district, features Citi ‘smart banking’ technology in addition to the full range of Citi products and services.”

by Citi


US immigration scheme totters as migrant crisis worsens

The-Guardian-logo-square-e1396482361268 “Many Daca recipients are unprepared for the job hunt. Those living in Central Valley, California, whose parents are mostly farm workers, have run into yet another problem: lack of access to the internet. Off-the-books work experience also doesn’t help.

To get the money for the application, many migrants appeal to lending circles like the Mission Asset Fund. ”

by Jana Kasperkevic


Where Credit is Due

1424426_646855615366772_1760095743_n “When Alicia Villanueva started selling her tamales, she went door to door to hawk the homemade bundles of savory masa and corn husks from her native Sinaloa. But at about 100 tamales a week, she could only make a little extra cash to help make ends meet, and didn’t have the funds to set up a real shop. She found a small angel investor by turning back toward her community—a group who pools their money into a shared fund.”

by Michelle Chen