BUILD CREDIT
We report to all three major credit bureaus. On average, participants increased credit scores by 168 points.
COMMUNITY
You’ll get access to the money you need while helping other members of your community, too.
SAFE & CONVENIENT
Your information is encrypted, secure, and private. We use electronic payments to guarantee that you get your money.
FINANCIAL EDUCATION
Choose from a wide range of online financial education courses to help you meet your financial goals.
Lending Circles are formed between 6-12 people, and the loan amount ranges from as little as $300 to $2,400.
Each month, a new member of the Lending Circle receives the loan until everyone in the group gets their chance.
1. APPLIQUEZ
- Fill out an online application
- Suivez les cours d'éducation financière en ligne
2. JOIN A GROUP
- Decide loan amount and loan order
- Sign loan documents
3. SAVE & BUILD CREDIT
- Payments reported to credit bureaus
- Receive loan when it’s your turn
Téléchargez notre application mobile gratuite
Cette application vous permet de suivre vos progrès, de consulter vos prêts, l'historique de vos paiements et les détails de votre programme. Vous recevrez également des mises à jour et des rappels concernant votre programme par le biais de l'application.
“MAF offered something no bank would: a chunk of cash and a chance to build a credit score.”
“The loan has zero interest, and the monthly payment is reported to credit bureaus to help participants build or repair their credit scores.”
“Visionary leadership…providing low-income and minority families with the means to secure safe credit, participate more fully in the American economy, and obtain financial security.”
“Clients use the money to pay off other high-interest loans, as savings or toward small business expenses.”
