Loans for You

Access to Capital

Here, you can find a summary of different loan programs that meets your unique business needs. Feel free to connect with these resources, take your time to find which one is the best fit, and evaluate your strategy to access capital.

MAF – Lending Circles

California

Loan Amount: Variable between $300-$2,400.
Interest Rate: 0% (Personal credit-building loan)
ITIN number holders can apply
Credit score: No minimum credit score
Documents: 1. Valid government-issued photo ID. 2. Paystubs or Personal Bank Statements

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MAF – Business Microloans

California

Loan Amount: up to $2,500
Interest Rate: 0% (Personal credit-building loan)
ITIN number holders can apply
Business age: No minimum age
Credit score: No minimum credit score
Documents: 1. Valid government-issued photo ID. 2. Personal or Business Bank Statements

Menerapkan

Kiva

California

Loan Amount: $1,000 – $15,000
Interest Rate: 0%
Business age: No minimum age
Income or revenue: demonstrate a source of income. No minimum.
Credit score: No minimum credit score.
Documents: 1. Proof of business is optional. 2. Personal or Business Bank statements

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TMC Community Capital

California

Loan Amount: $5,000 – $50,000
Interest Rate: 6% – 9%
Business age: Minimum 1 year.
Income or revenue: demonstrate a source of income (at least 6 months)
Credit score: No minimum credit score.
Documents: 1. Proof of business. 2. Valid government-issued photo ID.

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Working Solutions

9 Bay Area counties

Loan Amount: $5,000 – $50,000
Interest Rate: 9 – 10%
Business age: No minimum age
Income or revenue: demonstrate a source of income. No minimum.
Credit score: No minimum credit score.
Documents: 1. Proof of business. 2. Valid government-issued photo ID.

Menerapkan

Accion Opportunity Fund

California

Loan Amount: $5,000 – $100,000
Interest Rate: 5.99% – 10%
Business age: Minimum 6 months.
Income or revenue: demonstrate a source of income (at least 3 months)
Credit score: No minimum credit score.
Documents: 1. Proof of business. 2. Valid government-issued photo ID.

Menerapkan

MEDA (Fondo Adelante)

9 Bay Area counties

Loan Amount: $5,000 – $100,000
Interest Rate: 7% – 9%
ITIN number holders can apply
Business age: No minimum age
Credit score: No minimum credit score
Documents: 1. Proof of business. 2. Personal or Business Bank Statements

Menerapkan

PCV (Pacific Community Ventures)

California

Loan Amount: $10,000 – $200,000
Interest Rate: 7% – 13%
Business age: Minimum 1 year.
Income or revenue: demonstrate a source of income (at least 3 months)
Credit score: No minimum credit score.
Documents: 1. Proof of business. 2. Valid government-issued photo ID.

Menerapkan

Lebih banyak sumber daya

Terus jelajahi alternatif untuk meningkatkan strategi Anda untuk mengakses modal dan pelajari lebih lanjut tentang bagaimana mempersiapkan bisnis Anda menghadapi tantangan ini.

Building your business plan

Perlu membuat atau memperbarui rencana bisnis Anda? Dalam sesi ini, kami akan memandu Anda dalam membuat rencana satu halaman dengan alat Business Model Canvas. Anda akan belajar mendeskripsikan tujuan bisnis Anda, aktivitas utama, dan banyak lagi.

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Accessing capital for your business

Mencari modal untuk memulai, menjalankan, atau mengembangkan bisnis Anda? Dalam sesi ini, kita akan mengeksplorasi berbagai cara untuk mendanai bisnis kecil Anda. Anda akan belajar tentang berbagai program pinjaman usaha, termasuk bunga 0% MAF, Kredit Usaha Mikro.

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Business Model Canvas Tool

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Cara mudah untuk menemukan apa yang Anda butuhkan

4 pilihan berbeda yang dapat membantu memahami kebutuhan bisnis Anda dan siap menghadapi tantangan apa pun.

Akses ke modal untuk bisnis saya

Temukan opsi pendanaan untuk memulai atau mengembangkan bisnis Anda. Langkah sederhana dapat membantu Anda menemukan sumber modal yang tepat.

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Akses ke pendidikan keuangan

Anda dapat langsung mengakses dan mempelajari berbagai sumber daya untuk mencapai tujuan keuangan Anda. Konten yang disesuaikan untuk Anda.

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Akses ke Sumber Daya Bisnis

Terhubung dengan sumber daya yang dapat membantu Anda terus maju dengan ide bisnis atau tantangan bisnis berikutnya.

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Akses ke layanan MAF

Check out our financial products and services. Here you’ll find workshops, one-on-one financial coaching, or applying for our loans.

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