Skip to main content

Immigrant Families Credit Building Program

Get a $300 credit building loan AND a $300 cash gift.

  • BUILD YOUR CREDIT: Receive a $300 credit-building loan (0% interest), make on-time payments, and build your credit!

  • GET $300 AS A GIFT: RECEIVE $300 IN CASH AFTER SUCCESSFUL LOAN REPAYMENT.

IMPORTANT: This program is currently being offered by invitation only, and with limited availability. 

How it works

STEP BY STEP

STEP 1

Receive an email invitation and apply online.

STEP 2

Receive a $300 credit-building loan (0% interest). Use the funds as you need.

STEP 3

Make Payments: $50/month for 6 months (reported to credit bureaus).

STEP 4

Complete an online financial education course. 

STEP 5

Receive a $300 gift: Yours upon successful loan repayment!


How to apply

This program is currently by invitation only for eligible Bay Area participants in MAF’s Immigrant Families Recovery Program. If you received an invitation, follow the instructions within.

Eligibility 
  • Reside in the San Francisco Bay Area.

  • Have a bank account.

  • Have a source of household income.

Frequently Asked Questions

  • Who is eligible to participate in the MAF Immigrant Families Credit Building Program?

    Currently, this program is by invitation only. We’re inviting selected participants from MAF’s Immigrant Families Recovery Program who live in the Bay Area. We are not maintaining a waiting list at this time.

  • I don’t have a bank account. Can I still participate?

    A bank account is required to participate in the program. If you have been invited to participate in the program but do not have a bank account, we’ll gladly walk you through your banking options so you can enroll in the program. Schedule a free financial coaching session to receive personalized support.

  • I haven’t been invited to the program. Can I still get help building credit?

    Absolutely! MAF’s Lending Circles Program is open to everyone and is a great way to establish or improve your credit. Learn more at missionassetfund.org/lending-circles