Loans for You
Access to Capital
Here, you can find a summary of different loan programs that meets your unique business needs. Feel free to connect with these resources, take your time to find which one is the best fit, and evaluate your strategy to access capital.

MAF – Lending Circles
- Loan Amount: Variable between $300-$2,400.
- Interest Rate: 0% (Personal credit-building loan)
- ITIN number holders can apply
- Credit score: No minimum credit score
- Documents: 1. Valid government-issued photo ID. 2. Paystubs or Personal Bank Statements

MAF – Business Microloans
- Loan Amount: up to $2,500
- Interest Rate: 0% (Personal credit-building loan)
- ITIN number holders can apply
- Business age: No minimum age
- Credit score: No minimum credit score
- Documents: 1. Valid government-issued photo ID. 2. Personal or Business Bank Statements

Kiva
- Loan Amount: $1,000 – $15,000
- Interest Rate: 0%
- Business age: No minimum age
- Income or revenue: demonstrate a source of income. No minimum.
- Credit score: No minimum credit score.
- Documents: 1. Proof of business is optional. 2. Personal or Business Bank statements

TMC Community Capital
- Loan Amount: $5,000 – $50,000
- Interest Rate: 6% – 9%
- Business age: Minimum 1 year.
- Income or revenue: demonstrate a source of income (at least 6 months)
- Credit score: No minimum credit score.
- Documents: 1. Proof of business. 2. Valid government-issued photo ID.

Working Solutions
- Loan Amount: $5,000 – $50,000
- Interest Rate: 9 – 10%
- Business age: No minimum age
- Income or revenue: demonstrate a source of income. No minimum.
- Credit score: No minimum credit score.
- Documents: 1. Proof of business. 2. Valid government-issued photo ID.

Accion Opportunity Fund
- Loan Amount: $5,000 – $100,000
- Interest Rate: 5.99% – 10%
- Business age: Minimum 6 months.
- Income or revenue: demonstrate a source of income (at least 3 months)
- Credit score: No minimum credit score.
- Documents: 1. Proof of business. 2. Valid government-issued photo ID.

MEDA (Fondo Adelante)
- Loan Amount: $5,000 – $100,000
- Interest Rate: 7% – 9%
- ITIN number holders can apply
- Business age: No minimum age
- Credit score: No minimum credit score
- Documents: 1. Proof of business. 2. Personal or Business Bank Statements

PCV (Pacific Community Ventures)
- Loan Amount: $10,000 – $200,000
- Interest Rate: 7% – 13%
- Business age: Minimum 1 year.
- Income or revenue: demonstrate a source of income (at least 3 months)
- Credit score: No minimum credit score.
- Documents: 1. Proof of business. 2. Valid government-issued photo ID.
More resources
Keep exploring alternatives to improve your strategy to access capital and learn more about how to prepare your business for this challenge.

Building your business plan
ビジネスプランを作成または更新する必要がありますか?このセッションでは、ビジネスモデルキャンバスツールを使用して1ページのプランを作成する方法について説明します。あなたはあなたのビジネス目標、主要な活動などを説明することを学びます。

Accessing capital for your business
ビジネスを開始、運営、または成長させるための資本をお探しですか?このセッションでは、中小企業に資金を提供するさまざまな方法を探ります。 MAFの0%の利息、信用構築ビジネスマイクロローンなど、さまざまなビジネスローンプログラムについて学びます。

Business Model Canvas Tool
ビジネスプランを作成または更新する必要がありますか?このセッションでは、ビジネスモデルキャンバスツールを使用して1ページのプランを作成する方法について説明します。あなたはあなたのビジネス目標、主要な活動などを説明することを学びます。
An easy way to find what you need
4 different options that can help to understand your business needs and be ready to face any challenge.
Access to capital to my business
Discover funding options to start or grow your business. Simples steps can help you to find the correct source of capital.
Access to financial education
You can directly access and learn different resources to achieve your financial goals. Tailored content for you.
Access to Business Resources
Connect with resources that can help you to keep moving forward with your business idea or your next business challenge.
Access to MAF services
Check out our financial products and services. Here you’ll find workshops, one-on-one financial coaching, or applying for our loans.