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Building on Lending Circles Communities

Empower your community to build credit and achieve financial security. Join the Lending Circles Network, a proven program helping thousands of individuals build financial resilience.

We’re inviting nonprofits nationwide to learn more about bringing Lending Circles’ 0% interest loans to their communities. Attend our informational events in Chicago, Los Angeles, Miami, or online and discover how to become part of this transformative network.

What are we trying to address?

Nearly 18% of Americans – 24 million people – are unbanked or underbanked. This isn’t just a statistic; it’s families juggling payday loans, living paycheck to paycheck, and being forced to choose between buying groceries and paying rent. Trapped in a web of predatory fees and limited options, their dreams of financial security feel impossibly out of reach.

What can we do about it?

We partner with a nationwide network of nonprofits to build culturally relevant programs that address the unique challenges and dreams of different communities across the US. Whether it is navigating immigration pathways through Immigration Loans, building credit with Lending Circles, or fueling small businesses with Business Loans, we work alongside communities to find the right fit. All programs are supported by comprehensive, strengths-based online financial education and MyMAF, a financial coaching app.

Who are we looking for?

We’re searching for nonprofits in Chicago, Southern California, and Florida interested in bringing Lending Circles programs to their local community. There is no such thing as a typical Lending Circles partner. We welcome applications from organizations serving diverse communities with diverse missions. The best candidates can demonstrate a clear programmatic fit and show how the Lending Circles program will complement their current work. 

Thanks to our sponsors, selected applicants will receive benefits to get started offering Lending Circles in their community.

What are we trying to address?

Nearly 18% of Americans – 24 million people – are unbanked or underbanked. This isn’t just a statistic; it’s families juggling payday loans, living paycheck to paycheck, and being forced to choose between buying groceries and paying rent. Trapped in a web of predatory fees and limited options, their dreams of financial security feel impossibly out of reach.

What can we do about it?

We partner with a nationwide network of nonprofits to build culturally relevant programs that address the unique challenges and dreams of different communities across the US. Whether it is navigating immigration pathways through Immigration Loans, building credit with Lending Circles, or fueling small businesses with Business Loans, we work alongside communities to find the right fit. All programs are supported by comprehensive, strengths-based online financial education and MyMAF, a financial coaching app.

Who are we looking for?

We’re searching for nonprofits in Chicago, Southern California, and Florida interested in bringing Lending Circles programs to their local community. There is no such thing as a typical Lending Circles partner. We welcome applications from organizations serving diverse communities with diverse missions. The best candidates can demonstrate a clear programmatic fit and show how the Lending Circles program will complement their current work. 

Thanks to our sponsors, selected applicants will receive benefits to get started offering Lending Circles in their community.

Join a community of nonprofits working to increase financial access and opportunity for all.

Loan Platform

Use MAF’s platform to make 0% interest, credit-building loans available to your community.

Connect + Learn

Tap into a network of nonprofit lending providers across the country to share and learn best practices.

Customized Support

Receive ongoing training and technical assistance based on MAF’s years of servicing social loans.

Financial Education

Access free online and mobile-accessible financial education available in English and Spanish.

Outreach Materials

Get ready-to-use materials to help your organization engage clients and market the program.

Timeline
  • Connect with Us

    Attend a launch event, join an informational webinar + Talk to a MAFista

  • Application Deadline

    April 24 at 5 pm PDT: Submit the Lending Circles Community application to become a Lending Circles Provider.

“I love Lending Circles. It really makes a difference in the lives of the families that we work with. Some individuals went from the 520 range into the 700s. ”

– Sushma Barakoti, Executive Director, Refugee Women’s Network

Funding for the Lending Circles Communities campaign is provided through a generous grant from the Wells Fargo Foundation.