Nearly 18% of Americans – 24 million people – are unbanked or underbanked. This isn’t just a statistic; it’s families juggling payday loans, living paycheck to paycheck, and being forced to choose between buying groceries and paying rent. Trapped in a web of predatory fees and limited options, their dreams of financial security feel impossibly out of reach.

We partner with a nationwide network of nonprofits to build culturally relevant programs that address the unique challenges and dreams of different communities across the US. Whether it is navigating immigration pathways through Immigration Loans, building credit with Lending Circles, or fueling small businesses with Business Loans, we work alongside communities to find the right fit. All programs are supported by comprehensive, strengths-based online financial education and MyMAF, a financial coaching app.

We’re searching for nonprofits in the states of New York, Pennsylvania, Texas and Florida interested in bringing Lending Circles programs to their local community. There is no such thing as a typical Lending Circles partner. We welcome applications from organizations serving diverse communities with diverse missions. The best candidates can demonstrate a clear programmatic fit and show how the program will complement their current work.