BUILD CREDIT
We report to all three major credit bureaus. On average, participants increased credit scores by 168 points.
COMMUNITY
You’ll get access to the money you need while helping other members of your community, too.
SAFE & CONVENIENT
Your information is encrypted, secure, and private. We use electronic payments to guarantee that you get your money.
FINANCIAL EDUCATION
Choose from a wide range of online financial education courses to help you meet your financial goals.
Lending Circles are formed between 6-12 people, and the loan amount ranges from as little as $300 to $2,400.
Each month, a new member of the Lending Circle receives the loan until everyone in the group gets their chance.
1. APPLY
- Fill out an online application
- Take the online financial education courses
2. JOIN A GROUP
- Decide loan amount and loan order
- Sign loan documents
3. SAVE & BUILD CREDIT
- Payments reported to credit bureaus
- Receive loan when it’s your turn
Download our free mobile app
This app helps you track your progress, view your loans, payment history, and details about your program. You’ll also get updates and reminders about your program through the app.
“MAF offered something no bank would: a chunk of cash and a chance to build a credit score.”
“The loan has zero interest, and the monthly payment is reported to credit bureaus to help participants build or repair their credit scores.”
“Visionary leadership…providing low-income and minority families with the means to secure safe credit, participate more fully in the American economy, and obtain financial security.”
“Clients use the money to pay off other high-interest loans, as savings or toward small business expenses.”