Street Vendor Programs
Building a better way forward
California’s street vendors bring vibrant flavors and cultural gems to life on bustling sidewalks and sunny plazas. But beneath the sizzle of pupusas and aroma of steaming tamales lies a hidden reality—a daily gauntlet of challenges that threaten their livelihoods and dreams.

Permits Purgatory
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Permits Purgatory
While legalization in 2018 was a landmark victory, the permitting process remains a labyrinth. Stringent health regulations, often mirroring those for brick-and-mortar establishments, can be costly and complex for mobile vendors with limited resources. Navigating the bureaucratic maze can feel like scaling a mountain blindfolded, with the ever-present fear of fines or shutdowns looming.

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The income of street vendors is inherently unpredictable. They face the whims of weather, foot traffic, and competition, all while juggling the costs of permits, equipment, and ingredients. This financial tightrope walk is especially precarious for immigrant vendors or those supporting families, leaving them constantly teetering on the edge of economic insecurity.

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Safety Concerns that Sting:
Violence and harassment are unfortunately not uncommon realities for street vendors. They may face targeted robberies, confrontations with disgruntled residents, or even unfair treatment from law enforcement. The lack of secure vending spaces and limited access to restrooms can further exacerbate these vulnerabilities.
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Events
In person

Understanding your Credit Report
January 30, 2024
6:00 PM Pacific Time – English Registration / Spanish Registration
Location: Mayfair Community Center, 2039 Kammerer Ave, San Jose, CA 95116
Creating a Debt Reduction Plan
February 13, 2024
6:00 PM Pacific Time – English Registration / Spanish Registration
Location: Mayfair Community Center, 2039 Kammerer Ave, San Jose, CA 95116
Marketing your business on Social Media
February 27, 2024
6:00 PM Pacific Time – English Registration / Spanish Registration
Location: Mayfair Community Center, 2039 Kammerer Ave, San Jose, CA 95116
Banking for you and your business
March 12, 2024
6:00 PM Pacific Time – English Registration / Spanish Registration
Location: Mayfair Community Center, 2039 Kammerer Ave, San Jose, CA 95116
Recognizing financial priorities
March 26, 2024
6:00 PM Pacific Time – English Registration / Spanish Registration
Location: Mayfair Community Center, 2039 Kammerer Ave, San Jose, CA 95116
Online

Program Introduction: Lending Circles
January 25, 2024
10 AM Pacific Time in English with live interpretation in additional languages – Register here
5:00 PM Pacific Time in Spanish – Register here
Preparing for Tax Season
February 1, 2024
10:00 AM Pacific Time in English with live interpretation in additional languages – Register here
12:30 PM Pacific Time in Spanish – Register here
Exploring Personal and Business Credit
February 8, 2023
10:00 AM Pacific Time in English with live interpretation in additional languages – Register here
12:30 PM Pacific Time in Spanish – Register here
Workshop: Banking Services for your Business
February 15, 2024
10:00 AM Pacific Time in English with live interpretation in additional languages – Register here
5:00 PM Pacific Time in Spanish – Register here
Program Introduction: Business Loan
February 22, 2023
10 AM Pacific Time in English with live interpretation in additional languages – Register here
5:00 PM Pacific Time in Spanish – Register here
Community Conversation: Connecting about Taxes
February 29, 2023
10 AM Pacific Time in English with live interpretation in additional languages – Register here
5:00 PM Pacific Time in Spanish – Register here
*All events will be in English and Spanish. For live interpretation in a different language, please make that request on the English event registration page at least 1 week in advance to allow us enough time to make the proper accommodations.
Programs and services

LENDING CIRCLES
Lending Circles transforms the practice of social lending into a 0% interest rotating social loan of up to $2,400. You can build savings, credit, and financial skills alongside your community.

BUSINESS LOANS
Business Microloans are designed to support small business owners and entrepreneurs in California. With this 0% interest direct loan of up to $2,500, you can cover business-related costs while establishing or building credit.

Technical Assistance
MAF is here to support you on your unique financial journey. Through technical assistance, like group financial workshops or one-on-one coaching, you will receive the necessary tools and resources to achieve your financial goals.

